The Homeowner Flood Insurance Affordability Act

Last week, The Homeowner Flood Insurance Affordability Act was signed into law hard-fought legislation that will limit flood insurance premium increases.  The president's signature finalizes a nearly two-year effort to combat large premium increases for millions of flood … [Read more...]

3.5% Closing Cost assistance is available! Act now!

Fannie Mae is offering up to a 3.5% closing cost assistance for owner-occupant buyers  who request the incentive at their initial offer during the First Look™ period, purchase a HomePath property in select states on or before March 31 and close by May 31, 2014. For a … [Read more...]

Tips to Avoid Foreclosure

Don't ignore the problem The further behind you become, the harder it will be to reinstate your loan and the more likely you will lose your home. Contact your lender as soon as you realize that you have a problem. Lenders do not want your house. They have options to help … [Read more...]

Need Foreclosure Prevention Help?

We are dedicated to helping you avoid foreclosure through one of two techniques: loan modification or short sale. If you are upside down on your mortgage (you owe more than your home is worth), we can help you avoid the foreclosure process and get you started on the right … [Read more...]

Ready to Sell, let us guide you through the listing process

Make the Most of that First Impression A well-manicured lawn, neatly trimmed shrubs and a clutter-free porch welcome prospects. So does a freshly painted - or at least freshly scrubbed - front door. If it's autumn, rake the leaves. If it's winter, shovel the walkways. The … [Read more...]

How to buy a short sale property

Buying short sales is similar to buying properties from a private party except that the offer gets submitted to the seller's lender for approval after the sellers accept it. Obtaining this approval and walking your offer through the proper channels at the seller's bank is … [Read more...]

Buying Bank Owned Property (REO)

Buying bank owned property, also called REO property (Real Estate Owned property), is significantly different than buying a short sale where the borrower's property has not yet been foreclosed. In making an offer on a bank owned property, you are making an offer directly to … [Read more...]

8 Tips for Buying A Home This Holiday Season

With the holiday season quickly approaching, there are many advantages to purchasing a home before the end of the year. With less competition and the slower real estate season in full swing, now could be the perfect time to move on the house of your dreams. Follow these tips … [Read more...]

7 Tips About Home Renovations

Whether you are renovating your home to up the value or to finally start making all of those changes you talked about when you first moved in, it's time to sit back and learn a few lessons before you begin. Home renovations are costly, time consuming but ultimately … [Read more...]

FHA Back To Work Program Waives Foreclosure, Bankruptcy, And Short Sale Waiting Periods

The FHA "Back To Work" Program Is Officially Released The minimum standards of the FHA mortgage guidelines are straight-forward.  Some of the more well-known rules require mortgage applicants to show a minimum credit score of 500; to make a down-payment of at least 3.5% … [Read more...]